Myths about HMOs: 7 lies debunked
Miss Serendipity
Posts: 17
in Health
There are many things Nigerians believe without knowing the real truth. One of these is the myths we have about HMOs.
There are many myths about health maintenance organizations (HMOs) that circulate throughout the Nigerian community.
Some people believe that HMOs are too expensive, while others think that they do not offer good coverage. Here are some of the most common myths about HMOs:
Myth: HMOs are expensive.
The truth is that HMOs can be less expensive than traditional health insurance plans. This is because members typically have lower out-of-pocket costs for services received from providers within the network.
Myth: HMOs don't offer good coverage.
The truth is that HMOs offer comprehensive coverage, including preventive care, doctor visits, hospital stays, and treatment cover.
Myth: You have to see a doctor in the HMO's network to get coverage.
The truth is that most HMOs allow you to see out-of-network providers, but you may have to pay more for services received from those providers.
Myth: HMOs are hard to use.
Actually, most HMO plans are very easy to use. You typically only need to contact the plan's customer service line if you have any problems or need help navigating the website or finding a doctor.
Myth: HMOs plans are only for the wealthy
This is definitely not true! In fact, HMOs can be a great option for anyone, regardless of their income level. There are many affordable HMO plans available, and many people find that they save money by switching to an HMO.
Myth: I am young and healthy so I do not require any HMO.
Death and sickness are both unpredictable. Death and illness do not give advance notice. Because of the stressful lives lived by Nigerians, having a health insurance plan has become a necessity. Having one helps safeguard against unforeseen events.
Myth: You can't switch plans once you're enrolled in an HMO.
The truth is that you can switch plans at any time. When you purchase your HMO plans on the roHealth app, you enjoy unparalleled flexibility which allows you to switch between HMO providers and health plans. This way, you never have to feel stuck.
Now that you know the facts, you can make an informed decision. Download the roHealth app to find the HMO plan that is right for your health needs. Visit rohealth.ng to get started.
There are many myths about health maintenance organizations (HMOs) that circulate throughout the Nigerian community.
Some people believe that HMOs are too expensive, while others think that they do not offer good coverage. Here are some of the most common myths about HMOs:
Myth: HMOs are expensive.
The truth is that HMOs can be less expensive than traditional health insurance plans. This is because members typically have lower out-of-pocket costs for services received from providers within the network.
Myth: HMOs don't offer good coverage.
The truth is that HMOs offer comprehensive coverage, including preventive care, doctor visits, hospital stays, and treatment cover.
Myth: You have to see a doctor in the HMO's network to get coverage.
The truth is that most HMOs allow you to see out-of-network providers, but you may have to pay more for services received from those providers.
Myth: HMOs are hard to use.
Actually, most HMO plans are very easy to use. You typically only need to contact the plan's customer service line if you have any problems or need help navigating the website or finding a doctor.
Myth: HMOs plans are only for the wealthy
This is definitely not true! In fact, HMOs can be a great option for anyone, regardless of their income level. There are many affordable HMO plans available, and many people find that they save money by switching to an HMO.
Myth: I am young and healthy so I do not require any HMO.
Death and sickness are both unpredictable. Death and illness do not give advance notice. Because of the stressful lives lived by Nigerians, having a health insurance plan has become a necessity. Having one helps safeguard against unforeseen events.
Myth: You can't switch plans once you're enrolled in an HMO.
The truth is that you can switch plans at any time. When you purchase your HMO plans on the roHealth app, you enjoy unparalleled flexibility which allows you to switch between HMO providers and health plans. This way, you never have to feel stuck.
Now that you know the facts, you can make an informed decision. Download the roHealth app to find the HMO plan that is right for your health needs. Visit rohealth.ng to get started.
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