Axa Mansard health limited and Reliance HMO are two of the most popular health insurance providers in Nigeria. They offer a variety of health plans to choose from and provide benefits to individuals, families, and businesses. In this article, we will help you make an informed decision on who to trust when it comes to health insurance.
Axa Mansard was incorporated in 1989 as a private limited liability company and is registered as a composite company with the National Insurance Commission of Nigeria.
Axa Mansard Health Limited is a subsidiary of Axa Mansard Plc and it provides healthcare solutions to employees through its HMO scheme, which gives access to a wide range of healthcare services across the country.
Axa Mansard offers a wide range of products ranging from Life to Property and Casualty for individuals, commercial solutions for SMEs and corporate organizations, to Health plans for individuals, families, and businesses. They provide a variety of services such as outpatient care, inpatient care, maternity care, mental health services, and more. Axa Mansard also has a network of over 500 hospitals and clinics that their members can access.
Reliance HMO was established in 2016 and is licensed by the National insurance commission of Nigeria. Reliance HMO offers health plans to individuals, families, and businesses. Reliance HMO uses software, data science, and telemedicine to make health insurance accessible. They provide a variety of services such as outpatient care, inpatient care, maternity care, mental health services, and more. Reliance HMO also has a network of over 500 hospitals and clinics that its members can access.
So, which health insurance best suits your needs? Axa Mansard or Reliance HMO?
Both Axa Mansard and Reliance HMO are established, licensed health insurance providers in Nigeria. They both offer a variety of health plans to individuals, families, and businesses. They both provide a variety of services such as outpatient care, inpatient care, maternity care, mental health services, and more. They both also have a network of over 500 hospitals and clinics that their members can access. They both have a range of health plans that you can choose from.
Axa Mansard HMO Health plans
Health plans in Axa Mansard are divided into:
-Retail plan
-EasyCare
-Corporate plan
Retail plan
The retail plan is designed to suit specific needs. It offers a wide range of selected hospitals nationwide, hospital pre-booking service, and a 24/7 customer contact center. The retail plan offers a series of health plans with different prices and benefits which you can choose from. they include:
-Bronze plan
-Silver plan
-Gold plan
-Premium plan
-Premium Plus plan
EasyCare Plan
The EasyCare plan is a retail health plan that is designed to provide healthcare services at a more affordable price.
Corporate Plan
This plan is for those who require group/employee health plans, international health plans, or third-party administrator plans.
Reliance HMO health plans
Reliance HMO offers health plans which are divided into 3 categories:
-For You and Your Family
-For Your Parents
-For Your Business
For You and Your Family Plan
The For You and Your Family plan is designed for individuals and their families. Under the For You and Your Family Plan, there are ranges of health plans with different price ranges and benefits you can choose from, which can be paid monthly, quarterly, or annually. these health plans include:
-Red Beryl
-Alexandrite
-Diamond
For Your Parent Plan
This plan is for people with pre-existing conditions such as peptic ulcers, diabetes, hypertension, and arthritis. The plan targets older parents, senior citizens, and anyone battling any of these pre-existing conditions.
For Your Business
The For Your Business plan is made for corporate bodies and SMEs. It is designed to meet the needs of both employers and employees.
The differences between Axa Mansard HMO and Reliance HMO you should consider
The major difference between Axa Mansard and Reliance HMO is their prices. Axa Mansard has a higher monthly premium than Reliance HMO. However, Axa Mansard also has a higher annual limit, which means that its members can receive more benefits over the course of a year. However, Reliance HMO offers a monthly premium with benefits to match.
To sum it up:
Axa Mansard HMO and Reliance HMO are both established, licensed health insurance providers in Nigeria that offer a variety of health plans to individuals, families, and businesses. They both provide a variety of services such as outpatient care, inpatient care, maternity care, mental health services, and more. Axa Mansard has a higher monthly premium than Reliance HMO but also has a higher annual limit.
So, which of these health insurance providers will you be going with? Axa Mansard or Reliance HMO?
Your choice should be made on your individual needs and budget.
It depends on what you are looking for in a health insurance provider. If you are looking for an affordable option with good coverage, then Reliance HMO might be the better choice. But if you are willing to pay a higher monthly premium for a higher annual limit, then Axa Mansard might be the better choice.
Whichever health insurer you choose, be sure to make the right comparison with benefits.
You can do away with the tedious hassle of comparison through the roHealth App
roHealth app is an app that allows you to compare plans and prices from various providers, making it easy to find the right plan for you. There are different HMO plans tailored to meet the needs of both individuals, families, and corporate entities.
The app is easy to use and can help you save money on your health insurance costs. If you are looking for a new health plan, the roHealth app can help you find the best one for your needs.
Benefits of using the
roHealth app
-Instant access to over 20 HMOs and over 200 healthcare plans.
-Unbelievable flexibility
-Unparalleled savings
-Instant access to healthcare from any of our partner hospitals nationwide
-Opportunity to have a personalized healthcare plan
-As an employer, you can set a health budget limit per staff
-You can add or replace staff on your company's profile
-You get periodic reports to help you track health insurance usage
-As an employer, it helps you save money on employees' welfare and at the same time improve their productivity
-As an employee, you get greater decision-making power over your coverage
Log on to
rohealth.ng to get started!