The National Health Insurance Scheme in Nigeria

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The National Health Insurance Scheme (NHIS) is a social health insurance program that provides financial risk protection against catastrophic medical expenses as well as access to essential health services. The National Health Insurance Commission (NHIC) oversees the program. This article will explain how the NHIS works and who is eligible for coverage.

How the National Health Insurance Scheme (NHIS) works:
The NHIS is financed through premiums paid by enrolled members and contributions from the Federal Government of Nigeria. Premiums are collected by health maintenance organizations (HMOs) on behalf of the NHIC.

There are two types of membership in the NHIS: Voluntary and Involuntary.

• Voluntary membership is open to all Nigerians who wish to enroll in the scheme.
  
• Involuntary membership is compulsory for all federal civil servants, their spouses, and dependent children; employees of companies with more than 50 workers; members of the armed forces; members of the police force; and prisoners.

Eligible members are given a health insurance card, which they can use to get healthcare from any NHIS-accredited provider. Public and private hospitals, clinics, and community health centers are examples of providers. Outpatient care, inpatient care, maternity care, immunizations, and other services are all covered by the scheme.

To get health insurance, log on to rohealth.ng to sign up for free!!