It is no secret that the cost of medical care has been steadily increasing in recent years, and this trend does not appear to be abating anytime soon. This makes having a good health insurance plan more important than ever. But what does health insurance actually cover? Continue reading to learn more.
What Does Health Insurance Cover in Nigeria?
The Nigerian National Health Insurance Scheme (NHIS) is a social health insurance program aimed at making health care more affordable for all Nigerians. The program includes, but is not limited to, hospitalization, maternity care, outpatient care, and preventive health services. Nigerians must register with the NHIS and pay monthly contributions based on their income in order to be eligible for coverage.
Private health insurance plans are available in Nigeria in addition to the NHIS. These plans typically cover much of the same ground as the NHIS, but they may also include benefits such as dental, optical, and prescription drug coverage. Private health insurance plans are usually more expensive than the NHIS, but they may be worthwhile if you believe you require more comprehensive coverage.
Whatever type of health insurance plan you have, it is important to always read the fine print to understand exactly what is and is not covered. This will save you from any unpleasant surprises later on.
That's it! You now have a better understanding of health insurance coverage in Nigeria. Remember that this is only a general overview; always read your policy documents thoroughly so that you understand exactly what your insurer will and will not pay for.
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